Understand Your Car’s Data

Uncover the Secrets Behind Your Car Accident

Cars Have Become Computers on Wheels

More and more new vehicles are being designed and built with cameras and sensors that enable safety features, convenience, and in some cases, assist the driver with driving the vehicle.

These advancements in vehicle technology also make it possible to understand what was happening in our car, and around our car, when an accident occurred. For example, when a Tesla is involved in a collision, it captures car data and video for the 20 seconds preceding the collision. That data and video, in most cases, are then available for the car owner to download. This data is the key to understanding what REALLY happened, taking subjectivity out of  claim resolution and any legal proceedings.

QuantivRisk has extensive knowledge of the data and video generated by today’s software-defined vehicles. Our technology tools and services bring transparency to truth in car accidents.

Case Study

Use the drop-downs below to explore a case study about how QuantivRisk effectively leveraged car accident data to improve outcomes for a car owner and their insurer.

A Case Study from the Insurer’s Perspective

  • Vehicle 1 rear-ends Vehicle 2, a Tesla, on a highway, creating a high-speed, multi-car accident.
  • The driver of Vehicle 1 says that Vehicle 2 stopped abruptly in the middle of the highway, and Vehicle 1 was unable to stop before colliding with Vehicle 2.
  • A witness, Vehicle 3, describes the scenario similar to the driver of Vehicle 1.
  • Police cite the driver of Vehicle 2 and list them as being at fault for the accident.
  • The driver of Vehicle 2 says they did not stop the car, rather, that the car was in Autopilot mode and slowed down a bit but never stopped.  

If you are the insurer for the driver of Vehicle 2, what should you do? The police report and witness statements say your guy did it, but your insured is adamant that they didn’t do anything wrong. Do you accept the traditional accident intelligence, pay the claim against your insured, and move on? Or do you fight for your policyholder and think beyond traditional accident information?  

  • In this case, the insurer listened to their policyholder.
  • The policyholder, driver of Vehicle 2, worked with QuantivRisk, providing their consent to obtain and use the crash video and data from Tesla.
  • QuantivRisk analyzed the facts of the accident from the car’s perspective.
  • Data and video showed that Vehicle 2 never dropped below 55 mph, and camera footage shows Vehicle 1 approaching at excessive speed.
  • Armed with these FACTS, the insurer promptly denied the claim from the driver of Vehicle 1 and pursued their insurance company for damages on behalf of their policyholder, the driver of Vehicle 2.
  • Accuracy in fault determination
  • Preservation of company capital
  • A loyal policyholder that feels supported, and will likely tell their friends

A Case Study from the Car Owner Perspective

  • While driving down the highway approaching an underpass, the driver (let’s call them Vehicle 1) noticed that the car’s Autopilot started to change lanes but then changed it’s mind.
  • Wham! The driver feels the impact as they are rear-ended by another vehicle (let’s call them Vehicle 2).
  • When all the commotion stops, there are several vehicles involved in a crash.
  • The police show up and interview all the drivers involved in the crash, and a witness. All the other drivers and witnesses say Vehicle 1 stopped abruptly in the middle of the highway.
  • Police cite the driver of Vehicle 1 and list them as being at fault for the accident.
  • The driver of Vehicle 1 says they did not stop the car, rather, that the car was in Autopilot mode and slowed down a bit but never stopped. 

The driver of Vehicle 1 was in shock. ‘How could all those people say my car stopped?!?’. The driver worried about the financial impact of deductibles, insurance premium hikes, and most importantly, potential lawsuits from other drivers claiming injuries from the crash.  After some time passed the driver calmed down and started to think. They knew their car was surrounded by cameras and sensors and suspected it must capture data to enable the autopilot mode to operate. But how do they get that information? The driver found QuantivRisk and requested our assistance in getting the data to better understand what happened.

  • The driver of Vehicle 1 worked with QuantivRisk, providing their consent to obtain and use the crash video and data from Tesla.
  • QuantivRisk analyzed the facts of the accident from the car’s perspective.
  • Data and video showed that Vehicle 1 never dropped below 55 mph, and camera footage shows Vehicle 2 approaching at excessive speed.
  • Armed with these FACTS, the driver of Vehicle 1 called the claims adjuster at their insurance company to share the truth of what occurred in the accident.
  • The insurer changed position, and began conversations with Vehicle 2’s insurer, assigning liability to them.
  • The driver of Vehicle 1 was able to protect their assets
  • Driver’s deductible was reimbursed by the other insurance company
  • Driver felt like truth and fairness prevailed

Request Your Car Accident Analysis

Fill out the form to discover how QuantivRisk can transform your accident evaluations. Our team will provide you with a comprehensive analysis using our advanced CRASHVIEW™ technology. Whether you’re an insurer, legal professional, or part of a police department, our data-driven insights will help you make informed decisions.