Case Studies

One crash.
Three perspectives.

Discover how our expertise transforms accident data into actionable insights. For Insurers: see how data-driven analysis streamlined claim processing and ensure accurate liability determination. For Car Owners: see how precise crash data secured a fair settlement and peace of mind. For Attorneys: see how objective vehicle data decides which cases to take.

Watch the case video
The Evidence

Watch what the car saw.

Vehicle Performance Data reconstructs the crash from the car’s own sensors — speed, braking, steering, and impact forces.

Perspectives

Read the case from every side.

The Insurer’s Perspective

The report says your driver did it. The data says otherwise.

The Scenario

  • Vehicle 1 rear-ends Vehicle 2, a Tesla, on a highway, creating a high-speed, multi-car accident.
  • The driver of Vehicle 1 says that Vehicle 2 stopped abruptly in the middle of the highway, and Vehicle 1 was unable to stop before colliding with Vehicle 2.
  • A witness, Vehicle 3, describes the scenario similar to the driver of Vehicle 1.
  • Police cite the driver of Vehicle 2 and list them as being at fault for the accident.
  • The driver of Vehicle 2 says they did not stop the car, rather, that the car was in Autopilot mode and slowed down a bit but never stopped.

Insurer’s Dilemma

If you are the insurer for the driver of Vehicle 2, what should you do? The police report and witness statements say your guy did it, but your insured is adamant that they didn’t do anything wrong. Do you accept the traditional accident intelligence, pay the claim against your insured, and move on? Or do you fight for your policyholder and think beyond traditional accident information?

The Outcome

  • In this case, the insurer listened to their policyholder.
  • The policyholder, driver of Vehicle 2, worked with QuantivRisk, providing their consent to obtain and use the crash video and data from Tesla.
  • QuantivRisk analyzed the facts of the accident from the car’s perspective.
  • Data and video showed that Vehicle 2 never dropped below 55 mph, and camera footage shows Vehicle 1 approaching at excessive speed.
  • Armed with these FACTS, the insurer promptly denied the claim from the driver of Vehicle 1 and pursued their insurance company for damages on behalf of their policyholder, the driver of Vehicle 2.

The Benefits

  • Accuracy in fault determination
  • Preservation of company capital
  • A loyal policyholder that feels supported, and will likely tell their friends
The Car Owner’s Perspective

“How could all those people say my car stopped?”

The Scenario

  • While driving down the highway approaching an underpass, the driver (let’s call them Vehicle 1) noticed that the car’s Autopilot started to change lanes but then changed its mind.
  • Wham! The driver feels the impact as they are rear-ended by another vehicle (let’s call them Vehicle 2).
  • When all the commotion stops, there are several vehicles involved in a crash.
  • The police show up and interview all the drivers involved in the crash, and a witness. All the other drivers and witnesses say Vehicle 1 stopped abruptly in the middle of the highway.
  • Police cite the driver of Vehicle 1 and list them as being at fault for the accident.
  • The driver of Vehicle 1 says they did not stop the car, rather, that the car was in Autopilot mode and slowed down a bit but never stopped.

The Driver’s Resourcefulness

The driver of Vehicle 1 was in shock. ‘How could all those people say my car stopped?!?’ The driver worried about the financial impact of deductibles, insurance premium hikes, and most importantly, potential lawsuits from other drivers claiming injuries from the crash. After some time passed the driver calmed down and started to think. They knew their car was surrounded by cameras and sensors and suspected it must capture data to enable the autopilot mode to operate. But how do they get that information? The driver found QuantivRisk and requested our assistance in getting the data to better understand what happened.

The Outcome

  • The driver of Vehicle 1 worked with QuantivRisk, providing their consent to obtain and use the crash video and data from Tesla.
  • QuantivRisk analyzed the facts of the accident from the car’s perspective.
  • Data and video showed that Vehicle 1 never dropped below 55 mph, and camera footage shows Vehicle 2 approaching at excessive speed.
  • Armed with these FACTS, the driver of Vehicle 1 called the claims adjuster at their insurance company to share the truth of what occurred in the accident.
  • The insurer changed position, and began conversations with Vehicle 2’s insurer, assigning liability to them.

The Benefits

  • The driver of Vehicle 1 was able to protect their assets
  • Driver’s deductible was reimbursed by the other insurance company
  • Driver felt like truth and fairness prevailed
The Attorney’s Perspective

“I wish I had seen the vehicle data first.”

The Scenario

  • A prospective client reaches out to a personal injury attorney, seeking representation to sue another driver’s insurance company for refusing to pay for vehicle repairs and medical bills related to a car accident.
  • The prospective client, driving Vehicle 1, claims that Vehicle 2 stopped abruptly in the middle of the highway, causing Vehicle 1 to rear-end Vehicle 2. A witness supports the client’s account, and the police report cited the driver of Vehicle 2.
  • Vehicle 2’s insurance company refuses to accept liability and instead claims that Vehicle 1 is at fault for the accident, despite the witness statement and police report.

The Attorney’s Decision

The attorney must decide whether to take the case. Taking it means investing valuable time and resources, while refusing it may mean missing an opportunity. Ultimately, the attorney decides to take the case, believing that the witness statement and police report provide a strong foundation.

The Outcome

  • The attorney takes the case to court and loses.
  • The attorney for Vehicle 2 is prepared with data and video from the accident. The data and video show that Vehicle 2 never stopped; rather, it slowed to a minimum speed of 55 mph. The data also show that the vehicle slowed on its own while its ADAS system was operating the vehicle.
  • Upon seeing this information, the attorney learns that the landscape of auto accident litigation has changed. Vehicle data and video can now make or break many of these cases.

The Benefits

  • Vehicle data can reveal critical facts that witness statements and police reports may not.
  • Case selection is ultimately a decision about whether to invest valuable time and resources. Understanding the vehicle data before deciding to take a case allows a firm to deploy those resources more effectively.
  • Incorporating vehicle data analysis into case strategy provides greater clarity and objective evidence.

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